Many guides to retiring in Bali give the age as 60. Indonesia’s own e-Visa site says 55.
Indonesia has three routes a retiree might use, all applied for on the Directorate General of Immigration’s official e-Visa site. We read the terms there on 23 September 2026 by choosing a passport and then the Silver Hair and Retirement and Second Home purposes. The site asks for your nationality first. We read the terms for a British passport and checked the age for American, Australian and Japanese passports: it was 55 for all four. Check yours.
The three routes
| E33F Retirement | E33E Silver Hair | E33 Second Home | |
|---|---|---|---|
| Who it is for | Aged 55 or over, wishing to retire in Indonesia | Aged 55 or over, depositing funds in a state-owned bank | No age stated |
| Stay | Up to 1 year | Up to 5 years, extendable | Up to 5 years, extendable |
| Cost | IDR 7,000,000 | IDR 13,000,000 | IDR 13,000,000 |
| Income | US$3,000 a month | US$3,000 a month | None stated |
| Money in Indonesia | None stated | At least US$50,000 in a state-owned bank | US$130,000 in a state-owned bank, or a US$1,000,000 property |
| Other | A guarantor, and a bank statement of at least US$2,000 | Report the account within 90 days of entry | Meet the commitment within 90 days of arrival |
Each visa must be used to enter Indonesia within 90 days of being issued. The site separates the visa’s validity from your permitted stay, so check the stay printed on the visa itself.
E33F: one-year retirement visa
It asks for:
- a passport valid for at least six months
- a personal bank statement showing at least US$2,000 over the last three months
- a bank account proving income or an allowance of US$3,000 a month
- a recent photograph, a CV and a travel itinerary
- a guarantee from a guarantor
It lets you bring eligible family, travel in and out, and take part in tourism and family visits. The usual stay-permit conditions apply: you need sufficient living expenses, and you are prohibited from working for pay from anyone in Indonesia and prohibited from selling goods or services. The permit is electronic, with a physical card available at an immigration office.
E33E Silver Hair: five years with a deposit
You sign a statement of commitment to deposit at least US$50,000 in an account in your own name at a state-owned bank, and report that account to the immigration office within 90 days of entering. The income test is the same US$3,000 a month.
It costs IDR 13,000,000 for a stay of up to five years, extendable. If you meet the conditions, the site says the electronic stay permit and the re-entry permit are issued automatically at the immigration checkpoint on arrival, with no separate trip to an immigration office.
The site lists no guarantor for Silver Hair. For a retiree who can hold US$50,000 in Indonesia, that makes it the simpler route as well as the longer one.
E33 Second Home: money in place of age
This is not a retirement visa, and it states no age requirement. Within 90 days of arriving you must do one of two things:
- deposit US$130,000 in an account in your name at a state-owned bank, or
- buy property in Indonesia, such as an apartment or house, worth US$1,000,000.
It costs IDR 13,000,000 for up to five years, extendable, and issues the stay permit on arrival.
Its permissions are broader than the retirement visas’. The site lists business and investment activity, bringing eligible family, and work if you meet the conditions for multiple stay permit activities. Anyone under 55 can use only this one of the three.
What the site does not say
- The exchange rate. None of the three pages says what rate converts your pension into the US$3,000 test, or on what date. If your pension is paid in pounds, euros or Australian dollars, it is measured through a rate you do not control. The exchange rate inside the visa test sets out the problem.
- What “retirement” covers. The short description of E33F is headed “retirement”, but its list of permitted activities is the standard stay-permit list, including business meetings and checking goods at a factory. That reads as general stay-permit wording. The ban on paid work and on selling goods is the part that binds a retiree.
Compared with its neighbours
Silver Hair asks for a deposit and an income together, as Sarawak’s own programme does. Set it against Thailand’s baht tests, the Philippine SRRV, which opens at 40 and Malaysia’s programme with its compulsory house. The order to weigh all of these routes in puts them in sequence.
If you first arrive on a short visit to look around, the entry rules for that trip are in our guide to Bali’s entry requirements.